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LIFE
INSURANCE
P N
A
Established in 1880 P N A has been in
business serving private citizens and business for 119 years. With over 230,000
members and $700 million of insurance in force P N A is a rock solid company.
Their deep felt caring for the minorities and low to middle class citizens is
what separates P N A from the competition.
The Family Protector Series is another perfect
example of their commitment. Here is a program that protects the entire family
for the cost that other companies charge for just the children.
This policy provides life insurance protection
for the entire family including all present and future children with one policy
at one low monthly premium of $20.00.
THIS COMPLETE
POLICY
- PROTECTS THE ENTIRE FAMILY, ALL PRESENT AND FUTURE
CHILDREN
- DEVELOPS CASH VALUE AND DIVIDENDS
- CHILDREN INSURANCE IS CONVERTIBLE
- SCHOLARSHIP PROGRAM
- ORPHAN'S BENEFIT PROGRAM
- GUARDIAN LEGAL EXPENSE PROGRAM
CHILDREN'S
POLICY
P N A
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$10,000
LIFE INSURANCE FOR $25.00 PER YEAR! |
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P N A? |
Established in 1880 P N A has been
in business serving private citizens and business for 119 years. With over
230,000 members and $700 million of insurance in force P N A is a rock solid
company. Their deep felt caring for the minorities and low to middle class
citizens is what separates P N A from the competition.
The Child Protector Series is a perfect example
of their commitment. This policy provides $10,000 term life insurance for
children up to the age of 25. The policy is convertible to whole life at age 25.
Cost for this quality protection is only $25.00 per year.
TERM
INSURANCE
Here is the way to provide the most
coverage for each premium dollar. This type of life insurance is called TERM
Insurance because it guarantees the premium and face amount of insurance for a
specific period of time. The guaranteed time could be as short as one year or as
long as thirty years. The longer you want the guarantee, the higher the premium
will be.
All Term Policies are not the same.
This can be compared to purchasing a car. You have to decide what options you
want:
CONVERSION TO OTHER INSURANCE
EXTENSION OF THE TERM
SPOUSE AND OR CHILDREN RIDERS
ACCIDENTAL DEATH RIDER
DISABILITY RIDER
These are just a few options that
should be considered when choosing a policy. That is why we work with an
extensive network of carriers to fit any situation. We have companies that offer
guaranteed of grated issue are for people with health problems while other
carriers provide programs that are expressly designed for the person in perfect
health.
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TERM
EXAMPLES |
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$100,000
20
YEAR LEVEL TERM FOR 35 YEAR OLD MALE
LESS
THAN $10.00 PER MONTH |
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$250,000
20
YEAR LEVEL TERM FOR 35 YEAR OLD MALE
LESS
THAN $19.00 PER MONTH |
WHOLE
LIFE
When retirement, savings, or future
insurability is factored in WHOLE LIFE might be the perfect financial decision.
Whole life is more expensive than Term Insurance, but it gives you more options
to choose from:
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LASTS YOUR ENTIRE LIFETIME
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CAN BE PAID UP AT A
PREDETERMINED AGE
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BUILDS CASH VALUE
-
CAN BE CONVERTED INTO RETIREMENT
PLAN
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LOW COST LOANS AGAINST THE CASH
VALUE
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USED AS A FINANCIAL PLANNING TOOL
There are many kinds of Whole Life
plans. Some investments are conservative while others are tied to the S&P
Stock Index. That is why we work with an extensive network of carriers to fit
any situation. Companies that offer guaranteed of grated issue are for people
with health problems. Other carriers provide programs that are expressly
designed for the person in perfect health.
LIFE INSURANCE
THAT BECOMES YOUR
RETIREMENT
THE WAY TO GET THE BEST RETURN ON
YOUR INVESTMENT:
-
THIS IS LIKE GOING TO LAS VEGAS
AND GETTING TO BET WITH THE HOUSE AND THE PLAYER.
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IF WOULD PASS BEFORE YOUR
RETIREMENT, YOUR FAMILY WOULD RECEIVE THE FULL FACE VALUE OF THE POLICY JUST
LIKE ANY OTHER LIFE INSURANCE.
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THE DIFFERENCE HERE IS THE BONUS
YOU RECEIVE FOR LIVING A LONG AND FRUITFUL LIFE.
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AT YOUR RETIREMENT, YOUR LIFE
INVESTMENT CAN BE CONVERTED AND LEVERAGED INTO A POWERFUL RETIREMENT PLAN.
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YOU CAN BE GUARANTEED INCOME
THAT WILL CONTINUE THROUGHOUT YOUR LIFE TIME OR EVEN CONTINUE AFTER YOUR
DEATH. THE DECISION IS YOURS.
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HERE IS
AN EXAMPLE: |
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A 35-YEAR-OLD MAN PROTECTS
HIS FAMILY WITH A $100,000 LIFE INSURANCE POLICY. THE PREMIUM IS AROUND
$100 PER MONTH
HE RETIRES AT AGE 65 WITH
A GUARANTEED INCOME OF $1,000 PER MONTH FOR LIFE
BY LIVING FOR 15 YEARS
AFTER RETIREMENT, THE RETURN ON INVESTMENT WILL ALREADY BE OVER 4 TO 1;
BY 20 YEARS OVER 6 TO 1. THIS NUMBER WILL KEEP GROWING EACH YEAR FOR THE
REST OF HIS LIFE. |
AN
INCOME THAT YOU CAN NEVER OUT LIVE.
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